Terms of Use

1) Introduction

These Terms of Use (“Terms”) govern your use of the Fanoxie platform, websites, and apps (the “Services”). By creating an account or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

2) Interpretation (Definitions)

For these Terms:

The following documents form your agreement with us: (i) these Terms of Use; (ii) Acceptable Use Policy; (iii) Commercial Terms & Conditions (payments, fees, payouts, refunds/chargebacks, VAT/GST); (iv) Complaints Policy; (v) Appeals Policy; (vi) any referral/affiliate terms (if offered); (vii) Community Guidelines; and (viii) our Privacy and Cookie Policies.

3) Who we are — contact

4) Changes to the Terms / Service availability

We may change any part of the Terms:

• to reflect law/regulatory updates; and/or
• to address risks to Fanoxie, Users, or third parties; and/or
• for operational or feature changes to the Services.

We may change, suspend, restrict, or withdraw parts of the Services at any time. We do not guarantee uninterrupted access.

5) Registration and eligibility

To use Fanoxie you must register and open an account. You agree to provide accurate information and keep it updated. We may reject applications or suspend accounts at our discretion.

To open a Fan account, you must:

• be 18+ and legally able to enter a binding contract;
• be legally permitted to view content and use Fanoxie features in your location;
• provide valid contact details and a secure password;
• add a valid payment method if you make purchases.

To open a Creator account, you must also:

• complete age/identity verification (government ID and selfies as requested);
• provide payout details and any tax/VAT information required;
• set pricing (if any) and upload compliant Content;
• provide additional documents we reasonably request (which may vary by jurisdiction).

If you do not meet these requirements, you must not use Fanoxie.

6) Adult material

Some Content is adult in nature. By accessing Fanoxie, you acknowledge and agree to this. You are responsible for how and where you view Content and for complying with local law.

7) Content — general terms

• Your Content is not confidential. You authorise Fans, who have paid/are entitled, to access and view your Content for personal, lawful, non-commercial use under any licence you grant to them through the Platform.
• You are legally responsible for all Content you Upload (including where others assist you with your account).

Creator warranties:

For each item of Content you Upload, you warrant that:

• it complies with these Terms, our policies, and all applicable laws;
• you own it or hold all rights/licences/permissions necessary to post and monetise it on Fanoxie;
• third-party materials (music, images, clips, IP) are cleared with written consents/releases as needed;
• it is of satisfactory quality given any description/price and reasonably fit for disclosed purposes.

• Indemnity: You will indemnify us for losses arising from breach of the above warranties.
• Moderation: We do not pre-approve Content. We may use automated tools and human review to moderate, filter, or remove Content that appears to violate law or policy.
• Custodian of records: You agree to keep appropriate records for Content you Upload and to provide them to us on request where legally required.

8) Ownership, licences, and restrictions

8.1 Ownership

Creators retain ownership of their Content. We do not claim ownership.

8.2 Licence grants

8.3 No circumvention or unauthorised use

You must not download, screen-record, copy, scrape, publicly perform, or otherwise exploit Content outside the Services unless the rights holder gives express written permission. Do not remove watermarks/DRM or bypass technical protections.

9) Acceptable use (summary)

You must not Upload or solicit: illegal content (including CSAM or content involving persons under 18), non-consensual or exploitative content, threats, harassment, hate/violence, IP-infringing materials, doxxing, fraud or money-laundering, or attempts to circumvent security/billing. Automated access (bots/scrapers) is prohibited without our consent. See our Acceptable Use Policy for full rules. Breaches may result in removal, suspension, or termination.

10) Fan subscriptions and purchases

• Creator Interactions are governed by the Contract between Fan and Creator and our Commercial Terms & Conditions. We facilitate transactions but are not a party to the contract between a Fan and a Creator.
• Creators set their own prices (where applicable). Prices and charges are shown in the checkout flow and may include applicable taxes/fees.
• Auto-renew: Selecting Subscribe starts a subscription that auto-renews at the current rate (plus taxes/fees) until you turn off auto-renew in the Creator’s page or your settings before the next term starts. We may debit your stored payment method(s) for each renewal.
• If a subscription is cancelled, access continues until the end of the paid period.
• You agree not to submit unjustified refunds or chargebacks. Abuse may lead to account suspension or closure.
• We may offer wallet credits/balance features; credits are non-interest bearing and, unless required by law, are non-refundable. See Commercial Terms for limits and details.

11) Creator payouts (summary)

• Fan Payments are received by approved payment providers.
• Our platform fee and any applicable withholdings are deducted per the Commercial Terms.
• Creator Earnings become available for withdrawal once reflected in your account and subject to minimum payout thresholds, holds, offsets, chargebacks, AML/verification checks, and reserves where applicable.
• Currency conversion/bank/e-wallet fees are outside our control. If a Fan’s payment is refunded/charged back, we may deduct the corresponding portion from Creator Earnings.

12) Tax compliance (summary)

Creators are responsible for their own Tax obligations (registration, filings, payment of VAT/GST/income/withholding, etc.). By using Fanoxie as a Creator, you warrant you will report and pay all taxes due on your earnings. We may require tax forms and may withhold/offset amounts where legally required. Failure to comply may result in account restriction, payout holds, or closure. See Commercial Terms for details.

13) Our rights and obligations

• We may remove or restrict Content that appears illegal or violates our policies and will use proportionate measures to act swiftly on illegal content when we become aware of it.
• We may use machine-learning/recommender systems (e.g., to suggest Creators).
• We may cooperate with law enforcement and disclose information consistent with our Privacy Policy and applicable law.
• Except for Creator Content, all rights in the Platform and its code, design, and data are owned by us or our licensors. We own de-identified/aggregated usage data.
• We may change payment providers and communication channels.

14) What we are not responsible for

While we will use reasonable care and skill in providing the Services, we are not responsible for:

• the legality, accuracy, quality, or reliability of Content posted by Users;
• whether your Content is copied/redistributed by others in breach of these Terms;
• device/internet availability, compatibility, or configuration;
• lost/compromised accounts or unauthorised activities arising from your failure to secure access;
• indirect issues arising from moderation/removal, lawful disclosures, or service changes made under these Terms.

15) Suspension, withholding, and termination

We may suspend or delete your account and/or Content, pause/withhold payments, and/or refund/cancel Fan Payments without prior notice while we review suspected breaches or risks, including where:

• you seriously or repeatedly breach these Terms or threaten to do so;
• we suspect unlawful, fraudulent, or abusive activity by you or a Fan;
• legal/AML/tax reasons require action.

If our review confirms a breach or unlawful activity, we may: delete your account/Content, treat affected Creator Earnings as forfeited, and/or refund/cancel Fan Payments. We will notify you of actions taken and reasons. You may dispute per our Complaints/Appeals Policies.

16) Intellectual property complaints

If you believe your IP rights are infringed, email ip@fanoxie.com with: (i) your contact details; (ii) a description/URL of the material; (iii) proof of rights/authority; and (iv) a good-faith statement of accuracy. We may notify the uploader and remove/disable access as appropriate. Repeat infringers may be suspended or terminated. Counter-notices must include sufficient information to evaluate the claim.

17) Co-authored content

If your Content features other individuals:

• you warrant each person is 18+ and has provided valid ID and written, informed consent to appear; and either (a) is a Creator tagged via our tools or (b) has granted you permission to Upload;
• we may request documents to confirm compliance; failure to provide may result in restriction/removal and payout holds;
• participants may withdraw consent, in which case we may remove the affected Content;
• disputes between co-authors are between those parties; you release Fanoxie from related claims.

18) Sharing, linking, and use of the Fanoxie mark

• Do not link to Fanoxie in a way that is deceptive or suggests endorsement/affiliation.
• Promotions must comply with our policies and the rules of the platform where you advertise.
• You may not register or use domain names or social handles containing “Fanoxie” or confusingly similar terms without our prior written licence. We may pursue remedies (including domain disputes) for violations.

19) Advertising content & transparency

If you post Advertising Content (you receive payment/consideration to promote a third-party):

• it must comply with law and our policies (no illegal drugs, prescription-only meds, unlawful gambling, tobacco/e-cigarette ads, hate/violence, etc.);
• you must clearly label it (e.g., #ad, #sponsored, or #paidpromotion) and name the brand/partner.

AI-generated material must be labelled (e.g., #AI or #AIGenerated) and comply with our policies.

20) Account deletion

You may delete your account in settings.

• Fans: we will stop future renewals and delete the account within a reasonable time; access ends after the paid period.
• Creators: your account remains open until active subscriptions expire; we then pay any eligible outstanding earnings and delete the account. Deleting your account does not remove Co-authored Content posted by others.

We will handle personal data per our Privacy Policy.

21) Liability

21.1 Consumers

We do not exclude or limit liability where it would be unlawful (e.g., for fraud or death/personal injury caused by negligence). Subject to mandatory consumer law:

• we are not liable for loss of profit, business, revenue, opportunity, or anticipated savings, business interruption, or indirect/consequential loss;
• for Users resident in the United States, our total liability per claim is USD $250.

21.2 Business Users

To the fullest extent permitted by law, we:

• exclude all implied conditions, warranties, and representations;
• are not liable for losses that were not foreseeable; for loss of profits, sales, business, revenue, data, goodwill or reputation; or for indirect/consequential loss;
• are not liable if your Content is copied/reposted elsewhere or your identity/personal information is disclosed by third parties;
• are not liable for delays/failures caused by events beyond our reasonable control.

Aggregate cap (Business Users): the greater of (a) 100% of fees you paid to us related to your use of Fanoxie or (b) USD $5,000.

22) Force majeure

We are not liable for delays/failures caused by events beyond our reasonable control (including outages, network failures, strikes, acts of God, war, terrorism, epidemics, or government actions).

23) Disputes — law, forum, and mediation

• Choice of law: Subject to any mandatory consumer protections where you live, these Terms are governed by the laws of England and Wales.
• Forum:
  • UK/EU consumers may bring claims in England and Wales or in their local courts as required by law.
  • All other Users agree to the exclusive jurisdiction of the courts of England and Wales.
• Pre-suit requirement: You agree to notify us of any dispute at legal@fanoxie.com and, if we request, to participate in good-faith mediation before filing a claim.
• Limitation period: Except where prohibited by law, any claim must be filed within 1 year from when it arose or when you should reasonably have known of it.

24) General

• Entire agreement: These Terms and the policies referenced herein are the entire agreement between you and us and supersede prior understandings.
• No waiver: A failure to enforce a term is not a waiver.
• Severability: If any provision is unenforceable, the remainder remains in effect.
• Assignment: You may not assign your rights/obligations. We may assign or delegate to affiliates or in connection with a merger, acquisition, or asset transfer.
• Notices: We may provide notices via the Platform, email, or your account inbox.
• No agency: Nothing creates an agency, partnership, joint venture, fiduciary, or employment relationship.

25) Contact

Last updated: 15 September 2025